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Why Participating Whole Life (“PAR Life”) Can Be a Powerful Asset Class and 2026/2027 PAR Dividend Scale Update

Participating whole life insurance (often called PAR Life) is easy to misunderstand because it doesn’t fit neatly into the usual boxes of “insurance” or “investment.” In reality, that’s exactly why it can be so useful. PAR Life can function like an asset class of its own: it helps manage risk, supports estate planning, and can...