Participating whole life insurance (often called PAR Life) is easy to misunderstand because it doesn’t fit neatly into the usual boxes of “insurance” or “investment.” In reality, that’s exactly why it can be so useful. PAR Life can function like an asset class of its own: it helps manage risk, supports estate planning, and can...
Most people don’t need more financial information, they need a system. Because the real problem usually isn’t that you don’t know what you “should” do. It’s that life is busy, priorities compete, and money decisions show up at the worst times: when you’re tired, stressed, or reacting to something unexpected. Financial planning gives you a...
Introduction Saving for your child’s post-secondary education is one of the most important investments you can make. Registered Education Savings Plans (RESPs) help Canadian families maximize their savings with government grants that can make a real difference in your child’s future. Key Federal Grants Canada Education Savings Grant (CESG) The CESG matches 20% of annual...
Tax season is coming, and it’s crucial for advisors to help clients make smart financial choices. This blog lists essential maximums for the 2026 tax year. We have gathered some of the most important figures for Financial Planning in 2026 in the below image, read on to understand what it all means. Key Definition Maximum...
